Home loans made simple

Your comprehensive guide to home loans, home buying, and property Investment

Fixed Vs Variable Home Loans

One of the most critical steps in buying a new property is to finance your purchase correctly, ensuring it’s affordable and will not...

Home loan packages vs basic home loans?

You probably know there are two types of interest rates – fixed and variable. But you might not realise there are three types of variable...

Why should you go to a broker instead of your bank

Think about the last time you went to the supermarket. You probably spent time comparing brands and products to get value for money....

What is LVR? What does it mean for you?

LVR, or loan-to-value ratio, is the size of your home loan expressed as a percentage of your purchase price. So if you borrow $400,000 to...

What does a mortgage broker do?

We sometimes get asked what, exactly, a mortgage broker does – and, no, it’s not a silly question. As your broker, I provide expert loans...

Offset vs Redraw, what's the difference?

What is an offset account? An offset account is a useful home loan feature that can help you repay your loan faster and reduce the amount...

Refinancing Could Save You Thousands – and Give You Greater Flexibility

It’s known as a ‘lazy tax’: the extra money we pay because we can’t be bothered shopping around. But it’s a tax that can be avoided. Your...

How Do I Pay Off My Mortgage Sooner?

Pay more, more often. Want to pay off your mortgage early? Then make bigger mortgage repayments, more frequently. You’ll own your own...

Working with a mortgage broker

A mortgage or finance broker acts as your go-between, communicating with banks and lenders on your behalf, in order to secure the best...

Top Six Reasons why your home loan might be declined

You’re ready to buy a home, but you can’t find a lender who will approve your home loan. While this might seem discouraging and...