One of the most critical steps in buying a new property is to finance your purchase correctly, ensuring it’s affordable and will not...

You probably know there are two types of interest rates – fixed and variable. But you might not realise there are three types of variable...

Think about the last time you went to the supermarket. You probably spent time comparing brands and products to get value for money....

LVR, or loan-to-value ratio, is the size of your home loan expressed as a percentage of your purchase price. So if you borrow $400,000 to...

We sometimes get asked what, exactly, a mortgage broker does – and, no, it’s not a silly question. As your broker, I provide expert loans...

What is an offset account? An offset account is a useful home loan feature that can help you repay your loan faster and reduce the amount...

It’s known as a ‘lazy tax’: the extra money we pay because we can’t be bothered shopping around. But it’s a tax that can be avoided. Your...

Pay more, more often. Want to pay off your mortgage early? Then make bigger mortgage repayments, more frequently. You’ll own your own...

A mortgage or finance broker acts as your go-between, communicating with banks and lenders on your behalf, in order to secure the best...

You’re ready to buy a home, but you can’t find a lender who will approve your home loan. While this might seem discouraging and...