Home loans made simpleFixed Vs Variable Home LoansOne of the most critical steps in buying a new property is to finance your purchase correctly, ensuring it’s affordable and will not...
Home loans made simpleHome loan packages vs basic home loans?You probably know there are two types of interest rates – fixed and variable. But you might not realise there are three types of variable...
Home loans made simpleWhy should you go to a broker instead of your bankThink about the last time you went to the supermarket. You probably spent time comparing brands and products to get value for money....
Home loans made simpleWhat is LVR? What does it mean for you?LVR, or loan-to-value ratio, is the size of your home loan expressed as a percentage of your purchase price. So if you borrow $400,000 to...
Home loans made simpleWhat does a mortgage broker do?We sometimes get asked what, exactly, a mortgage broker does – and, no, it’s not a silly question. As your broker, I provide expert loans...
Home loans made simpleOffset vs Redraw, what's the difference?What is an offset account? An offset account is a useful home loan feature that can help you repay your loan faster and reduce the amount...
Home loans made simpleRefinancing Could Save You Thousands – and Give You Greater FlexibilityIt’s known as a ‘lazy tax’: the extra money we pay because we can’t be bothered shopping around. But it’s a tax that can be avoided. Your...