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Exclusive Home Loan Offer for Legal Professionals

Save up to $30,000 in LMI cost*

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Enjoy discounted interest rates exclusive for Fina professionals

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Borrow up to 90% without incurring LMI cost​

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Home loan available for purchases, refinances and top ups

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Fast home loan approvals ( Plus our service is free of charge)

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Award
Winning
Team

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How We Help Lawyers Save $30,000* on LMI Premiums 

LMI, or Lender's Mortgage Insurance, is a type of insurance that safeguards the lender in case the borrower can't repay their home loan. Normally, LMI is needed when a borrower's loan-to-value ratio (LVR) exceeds 80%, indicating they're borrowing over 80% of the property's value. However, qualified legal professionals can take advantage of a specialised home loan package, allowing them to borrow up to 90% without the need for LMI. For example, if you're looking to purchase a $1.2 million property, your required deposit is just $120,000 instead of the usual $240,000 needed to avoid LMI.

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*Estimated savings only, $30,000 savings based on a loan amount of $1,100,000.

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How Do I Qualify?

To qualify for this exclusive offer, you must demonstrate your current practice in law through an industry membership or proof of your legal degree. Requirements may vary among different lenders.

Documentation

To be eligible for a no LMI loan some lenders will require you to show Industry membership. Example include

  • Law Society of NSW

  • Law Council of Australia

  • The Commercial Law Association of Australia.

The maximum loan size against a single security is $3.6 million, and the maximum exposure limit per borrower is $7 million.

To be eligible, you must maintain a minimum 50% ownership interest in the property. For example, if there are two borrowers, the Legal professional must hold 50% of the property ownership.

Legal professionals can now qualify for waived Lenders Mortgage Insurance (LMI) with major lenders, and there is no longer a requirement for a minimum income.

Common professions

Associate ( Depending on lender)

Barrister

Lawyers

Legal Council

Partners

Solicitors

*Please note, this list is not exhaustive, contact us to see if you qualify.
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Borrow up to 
90% no LMI
and Special Rates Exclusive to Legal Professionals.

Legal Professional Package

We Make The Home Loan Process Easy For Our Legal Professionals

Make an enquiry

Send us an enquiry or call us on 1300 103 998. Our team will call you within 30 minutes during business hours.

Speak with our broker

We will review your situation and find the best lenders for you within 48 hours. Rest assured, we'll also negotiate the best rates with these lenders.

Home Loan approved

Once you pick the lender, we'll prepare your application and oversee the entire process to get your home loan approved.

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