Simplifying Home Buying, we'll help answer all your questions.
We understand that buying a home can be both thrilling and stressful. You probably have many questions, from what to buy to how much you can afford. That's where we step in to offer supportive assistance! Allow us to simplify the home buying process for you.
Home loan pre approval
Your total budget consists of your initial deposit and the amount the bank is willing to lend you. As a general guideline to avoid Lenders Mortgage Insurance (LMI), it's advisable to have a 20% deposit. There are ways around this and we can discuss your options.
As your mortgage broker will work with you and the bank to obtain a home loan pre-approval. A pre-approval will give you a good guideline on how much you can borrow from the bank.
Home loan pre approval is a valid for 3-6 months.
Why work with us
Support every step of the way
Our team of expert mortgage brokers consists of property owners and investors with extensive experience in the home buying journey. They will guide and assist you throughout the entire process.
Our service is at no cost to you.
Rest assured, you won't incur any charges for our home loan services, as we are remunerated by the banks. We're here to assist you in finding, managing, and processing your home loan without any expense to you.
​
We speak your language
Let's be honest, home loans can be quite complex with all the jargon involved. We'll simplify and break down all the numbers to ensure you have a clear understanding.
Exceptional post service care
We'll review your home loan every six months and stay in regular contact. Our after-service support is among the finest in the industry. Rest assured, our team will take care of your loan while you enjoy your home.
The home buying journey
1. Get home loan pre-approval
We'll help you understand your budget by getting your home loan pre-approved, so you know what you can afford.
2. Do Your Research
Check out neighbourhoods and properties within your budget. If you find something you like, let us know, and we'll provide a report to help with property price.
3. Make an offer
There are two ways to buy a property: through a private sale or an auction. We recommend a building and pest inspection before making an offer to avoid surprises.
4. Review the Contract
Work with a conveyancer to review the sales contract and negotiate terms. If you don't have a conveyancer we can always recommend good one to you.
5. Contract Exchange and Settlement
This typically occurs about 6 weeks after signing the contract. We'll work behind the scenes with your bank and conveyancer to finalise your purchase, keeping you informed along the way.
See what our home buyers have to say
The team headed by Richard at Simple Easy Finance has been phenomenal in their efforts to assist me in buying my home. Richard and Phong have been so patient and helpful. Made the process so seamless. Their proactive approach and always being “on top of things” and responsiveness are few things that stands them apart from the other providers. I strongly recommend using them! They are the best!
G
Geraldine Pereira
Your questions answered
Our awards and recognition
.png)
