Fast and Reliable Home Loan Services To Help You Buy, Refinance and Invest

We make the home loan process simple. Our team takes the time to understand your goals, compares loan options from over 40 lenders, and helps you find a solution that suits your needs. From your first consultation through to settlement, we guide you through every step and handle the paperwork along the way.

No. Our service is free for most clients. We are paid a commission by the lender once your loan settles, meaning there are no upfront fees for our mortgage broking service.

Banks can only offer their own products, while mortgage brokers can compare options from a wide range of lenders. We help you understand different loan options, compare features and rates, and find a solution that aligns with your financial goals.

We compare home loan options from over 40 leading banks and lenders, giving you access to a wider range of loan products, competitive rates and lending policies.

Your borrowing capacity depends on several factors, including your income, expenses, existing debts, credit history, deposit amount and the lender’s assessment criteria.

At Simple Easy Finance, we assess your circumstances upfront and help you understand your borrowing power before you start your property search.

The deposit you need depends on your situation and the type of property you are purchasing. While a 20% deposit can help you avoid Lenders Mortgage Insurance (LMI), many Australians are able to purchase with a smaller deposit.

We can help you explore options including low deposit home loans, government schemes and lender-specific solutions.

Yes. There are a range of options available for borrowers who have less than a 20% deposit. Depending on your circumstances, you may be eligible for government assistance programs, lender-specific policies or solutions designed to help you enter the property market sooner.

Absolutely. Buying your first home can feel overwhelming, which is why we simplify the process from start to finish. We help first home buyers understand their borrowing capacity, deposit options, government schemes and the steps involved in securing their first property.

Yes. We specialise in helping self-employed borrowers and business owners secure finance through flexible lending solutions, including Low Doc home loans and Low Doc refinancing options.

Many of our low doc clients have successfully refinanced and reduced their interest rates by 1%–1.5%, improving their cash flow and saving thousands in repayments.

The documents required depend on your employment type and financial situation. Generally, lenders may require identification, proof of income, bank statements, details of assets and liabilities, and information about the property you are purchasing.

Yes. Whether your goal is to reduce your interest rate, lower repayments, access better loan features, consolidate debt or use your home equity, we can compare refinancing options and manage the process from start to finish.

Every application is different, but our goal is to make the process as fast and straightforward as possible. After understanding your situation, we compare suitable options, prepare your application and work with lenders to help achieve approval as efficiently as possible.

Yes. Our service does not stop once your loan settles. Every six months, we review your home loan and work with your lender to request competitive pricing, helping ensure your loan remains competitive as the market changes.

Simple Easy Finance combines expert mortgage advice with a simple, transparent process. As an award-winning mortgage brokerage recognised as an MPA Top Broker, we have helped thousands of Australians secure home loans with access to over 40 lenders, $0 broker fees and ongoing support beyond settlement.

Yes. We offer an obligation-free consultation where we take the time to understand your goals, answer your questions and explain your options before you make any decisions.

Simple Easy Finance is a Sydney-based mortgage brokerage helping clients across Australia. While our team is based in Sydney and Melbourne, we assist clients Australia-wide through phone, video consultations and digital processes.