Know your borrowing capacity before you buy.
With banks tightening lending across the board, it’s becoming increasingly difficult to get home loans approved. All lenders differ in the way they assess investment loans and your capacity to borrow may significantly increase or decrease based on how they calculate your situation.
We know which lenders can approve your loan and how to best structure you home loan to maximise your borrowing capacity.
Why work with
Simple Easy Finance?
Being property investors ourselves, we understand the needs and requirements of our property investment clients. Our focus is on helping you structure your home loans so you can continue building your investment portfolio, while enjoying low rates. Here's how we will help you build your property portfolio.
Cash Flow Analysis
To help you understand if the investment is worthwhile, we will provide you with a comprehensive cash flow analysis for the property you are looking to purchase. This will help you understand how much you would expect to repay on a monthly and yearly basis.
Free Property Reports
For the first 3 properties you look at, we will also provide you with a free comparison report that gives you an estimated price for the property based on comparative sales in the area. This property report is normally valued at $79.95 each.
Ongoing support and management
We keep in touch with our clients through regular updates and ongoing annual reviews. This ensures we are consistently reviewing your lending products so you are always in the best position possible to build your property portfolio.
Plus, did we mention we don’t charge a fee for our services. We are paid by the different lenders to help you find, apply and manage your home loans.
Hear from our happy clients.
"Richard and his team provide a professional and efficient service. Richard's attention to detail and prompt advice made our recent loan transaction that much easier. Richard goes above and beyond. He provides more than just a standard mortgage broking service by applying his broad industry knowledge and experience to guide clients through a range of important factors ancillary to the loan transaction when purchasing property. I have no hesitation in recommending Richard to anyone who requires assistance in purchasing property."