Saving for Your Home Deposit
Saving for a deposit is an important step in your journey towards buying your first home. By maintaining a consistent savings plan, you...
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Your comprehensive guide to home loans, home buying, and property Investment
Home loan packages vs basic home loans?
You probably know there are two types of interest rates – fixed and variable. But you might not realise there are three types of variable...
Why should you go to a broker instead of your bank
Think about the last time you went to the supermarket. You probably spent time comparing brands and products to get value for money....
What is LVR? What does it mean for you?
LVR, or loan-to-value ratio, is the size of your home loan expressed as a percentage of your purchase price. So if you borrow $400,000 to...
What does a mortgage broker do?
We sometimes get asked what, exactly, a mortgage broker does – and, no, it’s not a silly question. As your broker, I provide expert loans...
What's a fixed and variable home loan?
Do you know the difference between a fixed and variable interest rate? Don't worry if you don't – here's a quick explanation. Variable...
How much money can you borrow?
When you speak to your broker, you’ll receive an estimate of your ‘borrowing capacity’, which is the maximum amount of money a bank will...
Offset vs Redraw, what's the difference?
What is an offset account? An offset account is a useful home loan feature that can help you repay your loan faster and reduce the amount...
Want to Help Your Kids Buy Property? Here’s How.
The real estate market can be tough for young adults, but as a parent you may be able to lend a helping hand. We tell you how. 1....
Treat your Investment Property Like a Business and Your Tenants Like Clients
It’s important to look after the tenants in your investment property – it encourages them to stay long term and take care of your...
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